Proudly Serving Marion & Southern Illinois Since Day One

Hi, we're
Koonce Insurance.
Let's keep
what matters protected.

You've worked hard for your home, your car, your family. We make sure it's all covered — with policies that actually make sense and a team that answers when you call.

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Our Services

Coverage that fits
your life.

We're independent, which means we shop multiple carriers to find the right fit for you — not the policy that pays us the most.

Auto Insurance

From daily commuters to classic cars — we'll find coverage that keeps you on the road with confidence and doesn't break the bank.

  • Collision & comprehensive
  • Liability & uninsured motorist
  • Roadside assistance

Home Insurance

Your home is more than walls — it's your memories, your sanctuary. We make sure it's protected against whatever comes your way.

  • Dwelling & personal property
  • Liability protection
  • Natural disaster coverage

Life Insurance

Peace of mind for the people you love most. Whether it's term, whole, or something in between, we'll help you find the right plan.

  • Term & whole life
  • Final expense coverage
  • Estate planning support

Business Insurance

Running a business is tough enough. Let us handle the risk so you can focus on what you do best — growing your business.

  • General liability
  • Property & workers comp
  • Professional liability

Umbrella Insurance

Extra protection when your standard policies aren't enough. One policy that stands between you and a financial nightmare.

  • Excess liability coverage
  • Worldwide protection
  • Claims beyond standard limits

Custom Bundles

Mix and match to build a package that covers your whole life — and saves you money while you're at it.

  • Multi-policy discounts
  • One bill, one agent
  • Tailored to your needs
Koonce Insurance Agency office in Marion, IL

Local & Trusted

Marion, IL

Your neighbors understand your needs better than any call center ever could.

About Us

Insurance with a
human face.

Koonce Insurance Agency isn't a franchise, a call center, or a website that disappears when you need help. We're right here in Marion — on North Garfield Street — and we answer our phones.

As an independent agency, we work with multiple insurance carriers to find the coverage that actually fits your situation. No pressure, no confusing jargon, no policy you don't understand. Just honest advice from people who live here and care about this community.

Whether you're a first-time homeowner, a growing family, a small business owner, or just tired of overpaying for coverage you don't need — we're here to help.

100%

Local & Independent

Multi

Carrier Options

Real

People, Not Bots

Why Choose Us

The difference is
in the details.

We believe insurance should work for you — not the other way around.

We Listen First

Every conversation starts with understanding your life, not pushing a product. Your needs come first — always.

Always Available

Claims happen at inconvenient times. So do we. Call us, and a real person will pick up — not a recording.

Independent Advocacy

We represent you, not the insurance company. When a claim arises, we fight for you — that's our promise.

Community Rooted

We're your neighbors. We shop at the same stores, send our kids to the same schools, and care about this town.

Testimonials

What our
neighbors say.

Don't take our word for it — hear from the people we've had the honor to protect.

"We've been with Koonce Insurance for years, and it's been nothing but smooth sailing. They took the time to explain everything and found us better rates than we had before. It's refreshing to deal with people who actually care."

M.R.

Marion Resident

Auto & Home Policy

"After my husband passed, I was overwhelmed — bills, paperwork, figuring out what I needed. Koonce Insurance walked me through everything patiently. They made a scary time feel manageable. I'm forever grateful."

S.T.

Local Policyholder

Life & Home Insurance

"Running a small business here, I needed insurance that understood local risks. Koonce put together a package that covers everything without the fluff. They're the first call I make for anything insurance-related now."

D.L.

Marion Business Owner

Business Insurance

Ready to feel
more secure?

Stop guessing about your coverage. Call us today for a free, no-pressure consultation — we'll review what you have and show you what you might be missing.

(618) 997-8182 Send a Message
Contact Us

Let's talk about
your coverage.

Drop by the office, give us a call, or send a message — we're always happy to help.

Visit Us

1212 N Garfield St
Marion, IL 62959

Call Us

(618) 997-8182

Mon–Fri, 9am–5pm

Send Us a Message

We'll get back to you within one business day.

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